Pro

1. Convenient Banking: The app provides easy access to account balances, transaction history, and funds transfer capabilities, enabling efficient management of finances on the go.

2. Mobile Check Deposit: Users can deposit checks quickly using their smartphone camera, eliminating the need for physical bank visits.

3. Custom Alerts: The application offers customizable notifications for account activity, helping users stay informed about their finances and detect unauthorized transactions promptly.

Con

1. Limited Features: The First Merchants Mobile App may not offer the same breadth of features as larger banking apps, potentially lacking advanced budgeting tools or investment tracking options.

2. Interface Usability: Some users might find the app's user interface less intuitive or more difficult to navigate compared to other banking apps, affecting the overall user experience.

3. Performance Issues: The app could experience occasional glitches or slow performance, especially on older devices, which can be frustrating for users trying to complete time-sensitive banking transactions.