• Fast access to all balances​

• View your statements​

• Check payment due date​

• View all transaction information​

• View and change personal details​

• Activate your new card​

• Set or change card PIN​

• Set up direct debit (Australia only)​

• Pay by bank transfer (Australia only)​

• Request a refund. (Australia only)​

• Request a letter​

• Request account closure​

Personal Loan features currently include:​

• View your loan balance​

• Loan term​

• Monthly repayment amount​

• Start and maturity date​

• Interest rate​

• Repayment due date

• Personal loans are issued in Australia and New Zealand only

You can view all the products below from your Latitude App:​

Latitude Australia products​

• Latitude GO Mastercard & GO Platinum Mastercard​

• Latitude Gem Visa​

• Apple Financial Services (AFS) CreditLine​

• Latitude 28 Degrees Global Platinum Mastercard​

• Latitude Low Rate Mastercard

• Latitude Infinity Rewards Visa​

• Latitude Eco Mastercard

• Latitude Mastercard​

• Care Credit​

• CreditLine​

• Buyer's Edge

• Latitude Personal Loans

Gem Finance New Zealand products​

• Gem Visa

• Gem Essentials​

• Gem CreditLine​

• Gem Personal Loans

For personal loans in Australia, the minimum and maximum period for repayment is 12 months to 84 months respectively. The highest interest rate we currently offer in Australia for new customers is 25.99%; however, existing customers could have up to 34.95%. A personal loan of $30,000 borrowed for 5 years with an interest rate of 10.99% p.a. (12.28% p.a. comparison rate) would equate to a total amount payable of $40,233 (including a $299 establishment fee and $13 monthly loan servicing fees).

For personal loans in New Zealand, the minimum and maximum period for repayment is 6 months to 84 months respectively. The highest interest rate we currently offer in New Zealand for new customers is 24.99%; however, existing customers could have up to 34.95%. An unsecured Gem Personal Loan of $20,000 borrowed for three years with an interest rate of 8.99% p.a. (fixed for the life of the loan) would equate to a total repayment amount of $22,933.80 (including a $240 establishment fee).

The Latitude Group is a leader in consumer finance in Australia and New Zealand.