Set more money aside

• You connect your bank so Plum can analyse your transactions and adapt to your spending

• Plum’s algorithm regularly calculates how much money you can afford to set aside

• Small amounts are tucked away, without you needing to think about it

• Because the amounts are tailored to you, you’re never left short

• The money is set aside in your Plum account ready for when you need it

• Personalise your Plum account, create Pockets, and assign goals

• There are different saving Moods, ranging from Shy to Beast Mode

• Gamify your saving with Plum’s 52 Week Challenge or Rainy Days Rule

• Withdrawals are processed within 24hrs (typically under 5min)

Earn interest on your savings

• Get 0.55% AER with Plum Plus & Plum Pro

• Get 0.35% AER on Plum Basic (free)

• Easy Access Interest Pocket covered by the FSCS

Analyse your spending

• Plum identifies when you are being regularly being ripped-off on household bills

• By referencing your payments against available tariffs, Plum ensures you're not overpaying for things like gas, electric, broadband, loans or insurance

• Plum will notify you if there’s a better deal and can switch you to a new supplier in seconds

Invest from £1

• You can create your profile in minutes to start investing in a Stocks & Shares ISA

• Plum investments can be fully-automated, so you don’t need to think about ‘adulting’ too hard

• Rather than expecting you to pick individual company stocks Plum have done the hard work, offering a carefully selected range of investment funds

• These funds are professionally managed portfolios containing a combination of shares, bonds, and assets, which means you don't have to be a stock market whiz to get started

• The risk is spread, so if one company in the portfolio performs badly it only affects a small part of your overall investment

• You can configure Plum’s Splitter to automatically divide your deposits between your main account and/or any investment funds you’ve previously chosen

• Options like ‘Tech Giants’ or ‘Slow & Steady’ (Plum offer a range of ten funds in total) mean you can personalise your investment portfolio based on your priorities

• Plum investments are designed to be simple, and that also applies to the transparent fee structure*

Note: As with all investments, your capital is at risk if you choose to invest.

Get Rewarded

• Help us spread the Plum love—earn £15 for each 3 successful referrals.

• Earn when you spend—get up to 6% cash back whenever you shop with one of our partner merchants (incl. Asos, Trainline, and Hotels.com) through the Plum app.

Tech that keeps you safe

• We support biometric security (face & fingerprint ID)

• Any sensitive data we hold is stored using symmetric cryptography (AES)

• We use 256-bit TLS encryption to communicate with our servers

Here when you need us

• Our customer support team are available between 9–5 Mon–Fri and 10–4 on Sat & Sun

We prioritise your privacy

• We never share your data with third parties without your consent

*Here’s a detailed breakdown of our investment fees:

• From £1.00 per month subscription fee for Plum Plus (first month free)**

• 0.51% annual average fund management and provider fee

• No hidden transaction or trading costs

• No withdrawal fees or limits

**This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.06%–0.90% fund provider fee (depending on the funds you choose to invest in). Fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.

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